पर्सनल लोन लेने से पहले इन बातों का खास ध्यान रखें

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पर्सनल लोन इंटरेस्ट रेट अलग-अलग होती है, इसलिए आप भिन्न लोन ऑफर में से बेहतर पर्सनल लोन चुनें

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EMI अमाउंट हमेशा अपनी इनकम और खर्चों को ध्यान में रखकर चुनें, ताकि आप आसानी से लोन वापस चुका सकें

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लोन चुकाने की अवधि जितने हो सके कम रखें. अधिक भुगतान अवधि में आपको ज्यादा ब्याज चुकाना पड़ता है.

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EMI calculator की सहायता से आप अलग-अलग लोन ऑफर को जाँच सकते हैं, इससे EMI, ब्याज और अवधि के बारे में जानकारी मिलती है

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पर्सनल लोन की ब्याज दर अन्य लोन से ज्यादा होती है, इसलिए अनावश्यक लोन ना लें.

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आप बैंक या फाइनेंसियल संस्था से बेहतर ब्याज दर के लिए बात करें

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सभी तरह के चार्जेज को जानें, भुगतान में देरी पर लगने वाले जुर्माने को भी समझें, इसके लिए लोन एग्रीमेंट को पूरा पढ़ें

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लोन एजेंट या बैंक की बातों पर आँख मूंदकर विश्वास ना करें, किसी परिचित की बातों में भी ना आएं. स्वयं सम्पूर्ण जानकारी प्राप्त करे

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अन्य वेब स्टोरीज पढने के लिए

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